different advice for private pensions

Attention

• Business owners

• Law/medical partners

• W2 employees with a side business

• Self-employed

• 1099 contractors

The Pension Protection Act is unquestionably the best piece of retirement planning legislation for business owners in decades from a contributory, regulatory and fiduciary perspective. Our actuarial partners have created a unique pre-tax savings program based on the new rules.

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Not your father’s pension anymore...

• Owners/key staff can defer 4-20 times more to qualified plan than 401(k) only

• Cost of testing group (select non-highly comp’ed) greatly reduced by new pension law

• A triple tax free retiree medical plan further increases deferrals

• Key man and buy/sell can be made inside qualified plan

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All defined pension plans must balance benefits among employees in a non-discriminatory manner. They are complex and not suited for every business. For those it does suit, certified contributions are determined by an enrolled actuary, as licensed by a Joint Board of the Department of the Treasury and the Department of Labor.